Chris Ahles

Hi, Welcome to The Chris Ahles State Farm Insurance Agency!

September brings the start of fall, changing routines, cooler days, and a chance to get settled before the busy months ahead. As schedules fill up and the seasons begin to change, it is a great time to check in on the things that matter most and make sure your insurance coverage still fits your needs. 🍂🚗🏠👨‍👩‍👧‍👦

We are here to help you review your coverage, explore your options, and feel prepared for the season ahead. Whether you are looking for Auto Insurance, Home Insurance, Business Insurance, or Life Insurance, our goal is to make the process easier to understand and help you choose coverage that fits your needs and budget. We invite you to visit one of our two convenient locations or contact us for a personalized quote or coverage review.

I started my agency because I wanted to help people in my community make confident financial decisions and protect what matters most to them. Over the years, I have found that many families and small business owners appreciate having a knowledgeable resource who can simplify insurance and help them prepare for the future. Our agency offers Auto Insurance, Home Insurance, Renters Insurance, Life Insurance, Health Insurance, Disability Insurance, commercial coverage, boat coverage, recreational vehicle coverage, and more. We also provide financial reviews and guidance to help customers prepare for the future. What keeps me passionate is knowing that the work my team and I do can have a lasting impact through every stage of life.

I am proud to serve my neighbors from our offices in White Bear Lake, MN, and Roseville, MN. My team brings more than 100 years of combined insurance experience, and we have been helping customers throughout the greater Minnesota area since 1996. I have been in the industry for 30 years, earned my bachelor's degree from the University of Wisconsin-Eau Claire, and began my career with State Farm in homeowner and liability service roles, where I worked directly with customers during challenging situations. Our offices are especially well positioned to assist individuals and families relocating to Ramsey, Washington, and Anoka Counties, and we proudly serve White Bear Lake, Roseville, North Oaks, Shoreview, Lino Lakes, Hugo, Forest Lake, and surrounding communities. We are licensed in Minnesota and Wisconsin, offer assistance in both English and Spanish, and welcome customers from all backgrounds.

Our White Bear Lake office is conveniently located near Cub Foods on Centerville Road, while our Roseville office is just south on Lexington Avenue off Highway 36. We work hard to make it convenient to connect with us through text, social media, phone, email, or by stopping in. When you visit, you will find a friendly, professional environment where customers, families, and even pets are welcome. We are longtime members of the White Bear Lake Area Chamber of Commerce and remain committed to being active members of the community.

My own journey began in northern Minnesota. I have been married to my wife, Tina, for 28 years, and we are proud parents of two daughters. One is studying finance and entrepreneurship in college, and the other works in private banking services. Outside the office, I enjoy traveling and taking walks with my wife, playing pickup hockey a few times each week, following Minnesota professional sports, and spending time fishing. I am also active in my church, involved with youth sports, and previously served for many years as a board member for the Kenya Children's Fund, supporting a K-12 school in Nairobi.

At our agency, we believe relationships matter. Whether you are purchasing Auto Insurance for a new vehicle, Homeowners Insurance for a new home, Renters Insurance, Business Insurance, Life Insurance, or coverage for an ATV, boat, or pet, my team and I are here to help you explore your options and make informed decisions with confidence. We would be honored to help you with your insurance needs, so stop by our White Bear Lake office or reach out to start a conversation today.

White Bear Lake Search-Friendly FAQ:

What areas does the White Bear Lake office serve? We serve White Bear Lake, Mahtomedi, Dellwood, North Oaks, Vadnais Heights, Shoreview, Lino Lakes, Hugo, Forest Lake, Circle Pines, Birchwood Village, Willernie, Gem Lake, and nearby north metro communities.

Who is the White Bear Lake office a good fit for? Our White Bear Lake office is a good fit for established homeowners, lake-area residents, families, professionals, retirees, business owners, and customers with home, auto, boat, business, life, or multi-policy insurance needs.

What insurance products are available? We can help with Auto Insurance, Home Insurance, Renters Insurance, Life Insurance, Health Insurance, Business Insurance, Boat Insurance, ATV Insurance, Pet Insurance, and more.

What's an effective way to get car insurance quotes? Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Have questions? Chris in White Bear Lake can walk you through your options.

How soon can I get insured for my car? In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Chris works with White Bear Lake residents to find coverage that fits.

What kind of insurance do I need for a leased vehicle? If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Connect with Chris for insurance guidance in White Bear Lake.

What happens when you have life insurance in place? Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. In White Bear Lake, you can count on Chris for personalized service.

What kinds of things does renters insurance protect? Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. For personalized coverage in White Bear Lake, MN, reach out to Chris.

Do you need to carry insurance on your home? Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Chris is here to help your White Bear Lake household feel covered.